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Process: Step-by-Step to Buy Land in Ghana

1. Indenture - Land Title Certificate
  • Verify ownership at Lands Commission.
  • Ensure title is registered (Deed).
2. Site Plan
  • Approved by Survey and Mapping Division.
  • Cross-check with actual land.
3. Land Certificate
  • Issued by Lands Commission.
  • Confirms legal registration.
4. Sale/Purchase Agreement
  • Legally binding contract.
  • Includes terms and conditions.
5. Lands Commission
  • Search Report
  • Confirm ownership status.
  • Check for disputes or claims.
6. Consent
  • Obtain from family head if family-owned.
  • Written consent required.
7. Executive Instrument
  • (If Applicable)
  • Required for government-acquired lands.
  • Authorizes sale of vested lands.
8. Tax Clearance
  • Proof of paid taxes by seller.
  • Required for ownership transfer.
9. Stamp Duty
  • Tax paid on legal documents.
  • Validate sale agreement.
10. Valuation Report
  • Determines market value of land.
  • Helps in calculating stamp duty.
11. Power of Attorney
  • Required if seller acts on behalf of another.
  • Must be notarized and registered.
12. Building Permit
  • Required for development.
  • Obtain from local assembly.
13. Receipts
  • Keep all payment records.
  • Evidence for disputes.
14. Gazette Notification
  • Public notice of transaction.
  • Required for disputed areas.
15. Zoning Regulations
  • Verify land use classification.
  • Ensure compliance with local laws.
16. Inspection Report
  • Physical inspection of land.
  • Engage a licensed surveyor.
17. Witness Statements
  • Signed by independent parties.
  • Required for legal documents.
18. Registration
  • Register land at Lands Commission.
  • Final step for legal ownership.

Additional Tips

How to Safely Buy Land in Ghana

Buying land in Ghana can be a lucrative investment, but it comes with risks if proper due diligence is not followed. Skipping even one step could result in losing your down payment or years spent in legal battles. Follow the step-by-step guide to ensure a safe and secure land purchase:

Best Practices: Engage a qualified lawyer to guide you through the process, avoid cash transactions, and always verify the seller’s identity. Be cautious of lands sold at unusually low prices, as they may have legal issues. By following these steps, you can protect your investment and avoid costly mistakes.